Terms and Conditions

Effective Date: February 10, 2026
Last Updated: February 10, 2026

These Terms & Conditions (“Terms”) govern your access to and use of pauassociatesny.com (the “Site”), operated by Paul Associates (“Paul Associates,” “we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1) Website Purpose & No Professional Advice

The Site is provided for general informational purposes only. Content on the Site may include general information about accounting, tax, bookkeeping, payroll, and related topics. This content is not intended to be, and should not be relied upon as, professional advice (including tax, legal, accounting, or financial advice).

You should consult a qualified professional regarding your specific circumstances. Do not act (or refrain from acting) based on information from this Site without seeking appropriate professional guidance.

2) No Client Relationship Created

Your use of the Site, including sending an email, leaving a voicemail, or otherwise contacting us through contact information listed on the Site, does not create a client, advisory, fiduciary, or professional relationship with Paul Associates. A client relationship is established only through a written agreement signed by both you and Paul Associates (and, where applicable, completion of any required engagement documents).

3) Accuracy of Information

We make reasonable efforts to ensure information on the Site is current and accurate. However, information may become outdated, may contain errors, or may not apply to your situation. We do not warrant or guarantee that the Site’s content is accurate, complete, reliable, or up to date.

4) Third-Party Links & Client Portal

The Site may include links to third-party websites or services, including a third-party hosted client portal. These links are provided for convenience only. Paul Associates does not control and is not responsible for third-party content, availability, security, or privacy practices.

Your use of any third-party website or client portal is subject to that third party’s terms and privacy policies. We encourage you to review them before providing any information.

5) Intellectual Property

The Site and its content—including text, graphics, logos, images, layout, and design—are owned by or licensed to Paul Associates and are protected by applicable intellectual property laws. Except for your personal, non-commercial use, you may not copy, reproduce, republish, modify, distribute, transmit, display, or create derivative works from the Site without our prior written permission.

6) Acceptable Use

You agree not to:

• Use the Site in any way that violates any applicable law or regulation.
• Attempt to gain unauthorized access to the Site, servers, or networks.
• Introduce viruses, malware, or other harmful code.
• Interfere with the Site’s operation or security.
• Use the Site to send unsolicited or unauthorized advertising or promotional material.

7) Disclaimer of Warranties

The Site is provided on an “AS IS” and “AS AVAILABLE” basis. To the fullest extent permitted by law, Paul Associates disclaims all warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Site will be uninterrupted, error-free, secure, or free from viruses or other harmful components.

8) Limitation of Liability

To the fullest extent permitted by law, Paul Associates and its owners, employees, contractors, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, revenues, data, or goodwill, arising out of or related to your use of (or inability to use) the Site, even if we have been advised of the possibility of such damages.

To the fullest extent permitted by law, our total liability for any claim arising out of or relating to the Site shall not exceed one hundred U.S. dollars (US $100).

9) Indemnification

You agree to defend, indemnify, and hold harmless Paul Associates and its owners, employees, contractors, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to your violation of these Terms or your misuse of the Site.

10) Changes to the Site and Terms

We may update the Site and these Terms from time to time. Changes will be effective when posted on this page, and the “Last Updated” date will be revised. Your continued use of the Site after changes are posted constitutes your acceptance of the updated Terms.

11) Governing Law & Venue

These Terms are governed by the laws of the State of New York, without regard to conflict-of-law principles. Any dispute arising out of or relating to these Terms or the Site shall be brought exclusively in the state or federal courts located in New York, and you consent to the personal jurisdiction of those courts.

12) Contact Information

Paul Associates
35 Pinelawn Rd #201
Melville, NY 11747
Phone: 631.777.2711